RATES & TERMS

Loan Amount   Finance Charge   Doc Fee     APR% (Based on 14 day term, 365 day year)

$50.00               $10.00                    $10.00        1042.85%

$75.00               $15.00                     $10.00        869.04%

$100.00             $20.00                    $10.00        782.14%

$125.00             $25.00                     $10.00        730.00%

$150.00             $30.00                    $10.00        695.23%

$175.00             $35.00                     $10.00        670.40%

$200.00            $40.00                    $10.00        651.78%

$225.00            $45.00                     $10.00        637.30%

$250.00            $45.00                     $10.00        573.57%

$275.00             $45.00                    $10.00        521.42%

$300.00            $45.00                    $10.00        477.97%

Returned Check Charge  $25.00

Minimum Loan                  $50.00

Maximum Loan               $300.00